Watch Out when moving. The average family moves every 3 to 5 years in the United States. This is when most of the mistakes happen on your credit file. Moving can be especially hectic and cause a great deal of damage if not taking precautions to make sure your bills are taken care of and address changes made in a timely manner. Change of address can take up to a month to take place and then the postal service can hold the mail for a week at a time before they send it to the new address. It would be much better to change the address with each creditor as soon as you know when you will be in your new home so that the statements will arrive in a timely manner and you won’t be late or with a lost statement. Remember, it’s up to you. Keep a list of your bills and who should be sending you a statement by when. I know it takes some extra time and effort, but your good credit score is well worth the effort. This is how you got the best interest rates in the first place. Don’t gamble with your credit score!

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